Course detail

Banking 2

FP-PbanKAcad. year: 2019/2020

The aim of subject is to gain basic knowledge about the types of banks, product and customer-oriented banks, the banking sector, principles of prudent business of banks, types of banking transactions, payment instruments and financial transfers, bank products and distribution channels to clients, bank credit and financial - loan transactions with clients including credit risk management, liquidity management fundamentals, including the management of its assets and liabilities. Completion of the course will enable students to understand the processes taking place in the current banking and virtually participate in this activity.

Language of instruction

Czech

Number of ECTS credits

4

Mode of study

Not applicable.

Learning outcomes of the course unit

To gain knowledge about the banking sector, the various types of banks, the function of the central bank and its monetary policy on the economy, on liquidity management and its internal economy, banks trading on their own account, foreign exchange transactions, transactions with receivables and securities, bank risk management . To orient students in interest rates, yields, present and future values, their behavior and the impact on business activity.

Prerequisites

The course is a follow-up to the monetary theory, interests theory, money market, expansive and restrictive monetary policy in open economy, EU monetary policy aspects, basic functions of commercial banks and the essence of their entrepreneurial activities, and basic types of banking products.

Co-requisites

Not applicable.

Planned learning activities and teaching methods

The course is taught through lectures explaining the basic principles and theory of the discipline.

Assesment methods and criteria linked to learning outcomes

The credit will be granted on the basis of the individual student project focused on the application of theoretical knowledge mainly in the financial analysis of selected commercial banks. The exam takes the form of a knowledge test and continuing oral examination, which consists of answered 1 - 3 questions. The questions are chosen from the areas of the banking system, transactions and economics.
The test is classified according to ECTS.
Result orientation knowledge test is only a complementary view of the knowledge level of student.

Course curriculum

1. Characteristics and functions of commercial banks.
2. The Product and The Client model of banking.
3. Interest, understanding and behavior of interest rates. Fundamentals of the theory of interest rate.
4. Management of commercial cank and its internal economy. Liquidity management, asset and liability management.
5. The bank's profitability, its analysis and management, evaluation of resources, allocation of costs and revenues
6. Risk management.
7. Principles of banks' capital adequacy.
8. Regulation of the banking system, the components of regulation and supervision,
9. Regulatory Basel II. and BASEL III.
10. Central Bank's macroeconomic and microeconomic functions of the monetary base, the Monetary Survey.
11. Monetary policy of central banks, monetary aggregates, monetary criteria, inflation targeting.
12. Market and administrative instruments of monetary policy
13. Money demand, money supply, multiplication of money in the banking sector.

Work placements

Not applicable.

Aims

The aim of subject is to gain basic knowledge about the types of banks, product and customer-oriented banks, the banking sector, principles of prudent business of banks, types of banking transactions, payment instruments and financial transfers, bank products and distribution channels to clients, bank credit and financial - loan transactions with clients including credit risk management, liquidity management fundamentals, including the management of its assets and liabilities. Completion of the course will enable students to understand the processes taking place in the current banking and virtually participate in this activity.

Specification of controlled education, way of implementation and compensation for absences

Attendance at lectures is required as well as studying of basic literature. Control is in teacher’s competence.

Recommended optional programme components

Not applicable.

Prerequisites and corequisites

Not applicable.

Basic literature

KAŠPAROVSKÁ, V., TOMAN, P., LAŠTŮVKOVÁ, J. Bankovnictví II. Vybrané kapitoly z bankovního řízení. 1. vyd. Brno: Mendelova univerzita v Brně, 2014. 129 s. ISBN 978-80-7509-128-4 (CS)
POLIDAR, V., Management bank a bankovních obchodů, 2. vydání, Praha, Ekopress 1999, ISBN 80-86119-11-4 (CS)
REVENDA, Z., Centrální bankovnictví, 2., rozšířené vyd., Praha Management Press, 2001,782 s., ISBN 80-7261-051-1 (CS)
ZEMAN, V., MELUZÍN, T., Bankovnictví I, II, 2. vydání, Brno, CERM 2008, ISBN 978-80-214-3580-3 (1.díl), 978-80-214-3581-0 (2.díl) (CS)
ZEMAN, V., SLEZÁK, M., Centrální bankovnictví a monetární politika, 1. vydání CERM 2010, ISBN 978-80-214-4043-2 (CS)

Recommended reading

KOLEKTIV AUTORŮ, Bankovnictví, 5. vydání, Praha, Bank. Institut 2004 ISBN 80-7265-035-1 (CS)
REVENDA,. Z a kol., Peněžní ekonomie a bankovnictví, 1.vyd., Praha Management Press, 1996,613s., ISBN 80-85943-0 (CS)

Classification of course in study plans

  • Programme MGR-KS Master's

    branch MGR-PFO-KS , 1 year of study, summer semester, compulsory

Type of course unit

 

Lecture

16 hod., optionally

Teacher / Lecturer

Syllabus

Lecture
„« Types of banks and their functions in the financial system (1)
„« Payment instruments I. - order, cheque, bill of exchange (2)
„« Payment instruments II. - letter of credit, credit card (3)
„« System of payment (4)
„« Banking transactions I - loans, collaterals, loan risk security (5)
„« Banking transactions II. - financial leasing, factoring, forfeiting (6)
„« Foreign trade financing, foreign and exchange operations (7)
„« Internal bank economics, bank liquidity management, assets and liabilities management, (8)

Guided consultation in combined form of studies

35 hod., optionally

Teacher / Lecturer