Course detail

Banking 2

FP-banPAcad. year: 2024/2025

The aim of subject is to gain basic knowledge about the types of banks, product and customer-oriented banks, the banking sector, principles of prudent business of banks, types of banking transactions, payment instruments and financial transfers, bank products and distribution channels to clients, bank credit and financial - loan transactions with clients including credit risk management, liquidity management fundamentals, including the management of its assets and liabilities. Completion of the course will enable students to understand the processes taking place in the current banking and virtually participate in this activity.

Language of instruction

Czech

Number of ECTS credits

5

Mode of study

Not applicable.

Entry knowledge

The course is a follow-up to the monetary theory, interests theory, money market, expansive and restrictive monetary policy in open economy, EU monetary policy aspects, basic functions of commercial banks and the essence of their entrepreneurial activities, and basic types of banking products.

Rules for evaluation and completion of the course

The credit will be granted on the basis of the individual student project focused on the application of theoretical knowledge mainly in the financial analysis of selected commercial banks. The exam takes the form of a knowledge test and continuing oral examination, which consists of answered 1 - 3 questions. The questions are chosen from the areas of the banking system, transactions and economics.
The test is classified according to ECTS.
Result orientation knowledge test is only a complementary view of the knowledge level of student.
Control is fully in teacher’s competence. Active participation in lessons, continuous control of knowledge at seminars.

Aims

The main objective of the course is to provide students with the necessary knowledge of basic functions of the banking sector, types of banks and the way of their entrepreneurship. It familiarises students with bank management, risk management, liquidity management and internal economics of the bank, banking transactions at bank’s own account, exchange transactions, transactions with receivables and stock and bonds, banking risk management. Students will have a grasp of interest rates, returns, present and future values, the way of their functioning and impact on entrepreneurial activities.
To gain knowledge about the banking sector, the various types of banks, the function of the central bank and its monetary policy on the economy, on liquidity management and its internal economy, banks trading on their own account, foreign exchange transactions, transactions with receivables and securities, bank risk management . To orient students in interest rates, yields, present and future values, their behavior and the impact on business activity.

Study aids

Not applicable.

Prerequisites and corequisites

Not applicable.

Basic literature

KAŠPAROVSKÁ, V., TOMAN, P., LAŠTŮVKOVÁ, J. Bankovnictví II. Vybrané kapitoly z bankovního řízení. 1. vyd. Brno: Mendelova univerzita v Brně, 2014. 129 s. ISBN 978-80-7509-128-4 (CS)
POLIDAR, V., Management bank a bankovních obchodů, 2. vydání, Praha, Ekopress 1999, ISBN 80-86119-11-4 (CS)
REVENDA, Z., Centrální bankovnictví, 2., rozšířené vyd., Praha Management Press, 2001,782 s., ISBN 80-7261-051-1 (CS)
ZEMAN, V., MELUZÍN, T., Bankovnictví I, II, 2. vydání, Brno, CERM 2008, ISBN 978-80-214-3580-3 (1.díl), 978-80-214-3581-0 (2.díl) (CS)
ZEMAN, V., SLEZÁK, M., Centrální bankovnictví a monetární politika, 1. vydání CERM 2010, ISBN 978-80-214-4043-2 (CS)

Recommended reading

KOLEKTIV AUTORŮ, Bankovnictví, 5. vydání, Praha, Bank. Institut 2004 ISBN 80-7265-035-1 (CS)
REVENDA,. Z a kol., Peněžní ekonomie a bankovnictví, 1.vyd., Praha Management Press, 1996,613s., ISBN 80-85943-0 (CS)

Classification of course in study plans

  • Programme MGR-MEO Master's 1 year of study, summer semester, compulsory

  • Programme RRTES_P Master's

    specialization RRES , 1 year of study, summer semester, compulsory-optional

Type of course unit

 

Lecture

26 hod., optionally

Teacher / Lecturer

Syllabus

Lecture
 Types of banks and their functions in the financial system (1)
 Contemporary trends of banking development (2)
 Interest, understanding and characteristics of interest rates (3)
 Payment instruments I. - order, cheque, bill of exchange (4)
 Payment instruments II. – letter of credit, (5)
 Payment cards (6)
 System of payment (7)
 Bank resources, deposit (passive) banking (8)
 Banking transactions I - loans, collaterals, (9)
? Banking transactions II. - loan risk security (10)
 Banking transactions III. - financial leasing, factoring, forfeiting (11)
 Foreign trade financing, foreign and exchange operations (12)
 Internal bank economics, bank liquidity management, assets and liabilities management
 Alternative channels bank of product disttribution (14)

Exercise

13 hod., compulsory

Teacher / Lecturer

Syllabus

Seminar
- Elaboration of a loan application – financial statements, selected economic indicators, cash flow
- Case study - building saving
- Case study - pensions funds and life insurance
- Case study - mortgages
- Banking products comparison
- Presentation of students’ works and their evaluation