Czech

Not applicable.

Students will gain knowledge of the banking sector function, different types of banks, possibilities to use the banking products in practice, payment instruments and banking services utilization, risk elimination. They will be aware of the "time value of money" principle when choosing a suitable banking product, elaboration of a loan application for particular company.

Not required.

Not applicable.

Teaching methods depend on the type of course unit as specified in the article 7 of BUT Rules for Studies and Examinations.

The course-unit credit is awarded under condition of having worked out a business plan - loan application. The form of examination is combined - a written test and an oral examination.

1. Type of banks and their role in financial system.
2. Present development trends of banks.
3. Interest rate, understanding of interest rate behavior.
4. Instruments of payment I. - cheque, bill of exchange.
5. Instruments of payment I. - documentary.
6. Domestic and international noncash payment system.
7. Bank sources, deposit business.
8. Credit business.
9. Assurance and management of credit business.
10. Financial-credit business of banks.
11. Internal economy of bank, management of assets and debts.
12. Mortgage and consumer credit.
13. Financing of development projects.

Not applicable.

The main objective of the course is to provide students with the necessary knowledge of basic functions of the banking sector, types of banks and the way of their entrepreneurship. Also to deal with the basic rules of active and passive transactions of banks with clients, international business financing, domestic and foreign system of payment, cash transactions, using the payment instruments, information systems and providing the banking services. It also shows students into bank marketing, business ethics, management of changes in the bank, liquidity management and internal economics of the bank, banking transactions at bank's own account, exchange transactions, transactions with receivables and stock and bonds, banking risk management. Students will have a grasp of interest rates, returns, present and future values, the way of their functioning and impact on entrepreneurial activities.

Not applicable.

Not applicable.

Not applicable.

KOLEKTIV AUTORŮ, Bankovnictví, 5. vyd. Praha, Bankovní institut 2004, 292 str. ISBN 80-7265-035-1 (CS)
RADOVÁ, J., DVOŘÁK, P.: Finanční matematika pro každého, 4. vyd. Praha, Grada Publishing 2003, 259 str. ISBN 80-247-0473-0 (CS)
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SCHLOSSBERGER, O., SOLDÁNOVÁ, M.: Platební styk, 3. přepracované a doplněné vyd. Praha, Bankovní institut 2005, 368 str. ISBN 80-7265-072-6 (CS)