Detail předmětu

Personal Finance

FP-pfPAAk. rok: 2024/2025

The course is focussed on the following areas: personal income, planning and budgeting, savings and investments, debts, personal risk and bankruptcy, law and tax contexts of personal finance.

Jazyk výuky

angličtina

Počet kreditů

Zajišťuje ústav

Základní literatura

Holmquist, J. Budgeting: How to Make a Budget and Manage Your Money and Personal Finances Like a Pro. CreateSpace Independent Publishing Platform. 2016. ISBN 978-1-530487264. (EN)
Lawless, R.E. The Student's Guide to Financial Literacy. Greenwood. 2010. ISBN 978-0-313-37718-1 (EN)
Ryan, J. Personal Financial Literacy. Cengage. 2012. ISBN 978-0-8400-5829-4 (EN)
Twomey, B. Inside the Currency Market: Mechanics, Valuation and Strategies. Bloomberg Press. 2012. ISBN 978-0-470-95275-7 (EN)

Doporučená literatura

Aprea, C. et al. International Handbook of Financial Literacy. Springer. 2016. ISBN 978-981-10-0358-5 (EN)
Kaminski, K. Financial Literacy: Introduction to the Mathematics of Interest, Annuities, and Insurance. UPA. 2010. ISBN 978-0-7618-5309-1 (EN)
Smith, A.O. Financial Literacy for Millennials: A Practical Guide to Managing Your Financial Life for Teens, College Students, and Young Adults. Praeger. 2016. ISBN 978-1-440834028. (EN)
Tyson, E. Personal Finance For Dummies. For Dummies. 2012. ISBN 978-1-118117859. (EN)

Zařazení předmětu ve studijních plánech

  • Program BAK-AUAD-A bakalářský 2 ročník, letní semestr, povinně volitelný

Typ (způsob) výuky

 

Přednáška

26 hod., nepovinná

Vyučující / Lektor

Cvičení

13 hod., povinná

Vyučující / Lektor

Osnova

1 General principles of compound interest and its impact in savings
2 Investments: Equities, mutual funds, exchange traded funds, stocks and their profitability
3 Investments: Bonds and their valuation, duration, convexity, immunization
4 Debts: Amortization, annuity, payment plan
5 Currency market: cross currency exchange rates, forward exchange rates
6 Summary of the semester - a wrap up, review of the knowledge/skills enhancing, feedback from students. Test. Credit awarding.