Detail publikace

E-Banking Security Study - 10 years later

MALINKA, K. HUJŇÁK, O. HANÁČEK, P. HELLEBRANDT, L.

Originální název

E-Banking Security Study - 10 years later

Typ

článek v časopise ve Web of Science, Jimp

Jazyk

angličtina

Originální abstrakt

ICT security in the banking area is going through rapid changes. It is ten years since we covered the state of e-banking security, and both authentication schemes and legislation has evolved. With the Payment Services Directive (PSD2) for European Union coming into force, we believe it is a good time to update our findings. PSD2 brings new requirements for multi-factor authentication, thus it is necessary to revise compliance of currently used schemes. This works main contribution is an overview of current authentication methods, their properties with respect to international standards, and their resistance against attacks. We further discuss the multi-factor authentication schemes composed of those methods and their compliance with the PSD2 requirements. In order to present the overview, we introduced the e-banking attacks taxonomy, which is compatible with authenticator threats from NIST Digital Identity Guidelines but has an increased level of detail with respect to the e-banking area. The available sources in this area are usually either very broad, targeted on the business executive, or focus on one particular issue or attack in greater detail. We believe our article can bridge such diverse sources by providing a comprehensive and complex tool to help with orientation in the area.

Klíčová slova

Online banking, PSD2, Authentication, Multi-factor, Cybersecurity, Secure hardware

Autoři

MALINKA, K.; HUJŇÁK, O.; HANÁČEK, P.; HELLEBRANDT, L.

Vydáno

7. 2. 2022

ISSN

2169-3536

Periodikum

IEEE Access

Ročník

2022

Číslo

10

Stát

Spojené státy americké

Strany od

16681

Strany do

16699

Strany počet

19

URL

https://ieeexplore.ieee.org/document/9706204

BibTex

@article{BUT176376,
  author="Kamil {Malinka} and Ondřej {Hujňák} and Petr {Hanáček} and Lukáš {Hellebrandt}",
  title="E-Banking Security Study - 10 years later",
  journal="IEEE Access",
  year="2022",
  volume="2022",
  number="10",
  pages="16681--16699",
  doi="10.1109/ACCESS.2022.3149475",
  issn="2169-3536",
  url="https://ieeexplore.ieee.org/document/9706204"
}